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Guest Speaker Emphasizes the Importance of Good Credit



Students at the Charlottesville Campus recently welcomed guest speaker Danita Harris, a personal banker for Stellar One; a position that she has held for more than 27 years.  She has worked for a variety of banking locations which has given her a wide variety of experiences. Ms. Harris spoke in great length of various topics including credit, identity theft, and making wise financial decisions.  She opened her discussion by talking about the importance that follows establishing a line of credit.  She explained, “Credit will follow you all the days of your life.”

Managing personal finances and making wise financial decisions—a topic students learn about in their business and accounting classes—are just as important for individuals as they are for businesses.  Ms. Harris shared with students some the key steps they can take as individuals to successfully manage their personal finances.

With technology continuously evolving, Danita gave tips to prevent the new modern day crime, identity theft.  She advised the students to have a dedicated credit card set aside for internet shopping purposes only.  This method protects the student by not having all their funds stored into one account which limits the harm and effects that identity theft can bring.  With internet commerce comprising an ever-growing part of the global economy, there will be increasing opportunities for trained cybersecurity professionals—and the new cybersecurity programs being introduced by American National University, National College, and the University of Fairfax—will help to meet those needs.

Stellar One personal banker Danita Harris (l), with instructor John Donohue (r).  Ms. Harris spoke about personal financial stability.

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